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GENERAL INSURANCE

"We value the comforting feel that nothing will ever happen to you and that possessions are invincible. We want you to experience the same. Experience Insurance!!"

General Insurance:

Though risk bearing and entrepreneurial capabilities go hand in hand, the former if not within one's control, we believe it is better if shed through insurance. Insurance answers the risk management issues of organizations and individuals by shifting risks, at least those which, one is under no circumstances prepared to undertake.

Securing insecurities!

To a layman Insurance can be a tedious, stressful, and a mind boggling affair- trying to figure out what you need, what you don't need, and how much you need. However, we recognize it as a mean to overcome the unexpected agony that life presents in myriad ways. The key to tackling unforeseen circumstances is to get a measure of the potential risks and implement efforts to combat it. That is exactly how the team helps design General Insurance Portfolios for Corporates and ensures total coverage of their assets and liabilities. Today, BLEND is spreading its wings to emerge not only as an effective solutions provider with respect to easy accessibility, efficient service and tailor made insurance solutions, but to be the first one to bring the novel and innovative concepts to the clients desk for risks emanating not only from the domestic but also the international markets.

A few major portfolios managed by Blend are:

  • Marine Insurance « Auto Insurance

  • Fire Insurance « Mediclaim Insurance

  • Overseas Travel Insurance.

  • Student Guard

  • Credit Insurance

  • Director & Officers Liability

  • Public offering of Securities Insurance.

  • Other Liability Insurance - Industrial & Non Industrial Risks.

We design and implement customized solutions that will use the optimum combination of risk mitigation, risk transfer, and advanced risk financing.

Core Services include:

  • Risk Management 

  • Claims Management

Risk Management:

The department looks at risk on a comprehensive basis with an objective to guard against harm & damage to individuals, infrastructure in a cost-effective manner. We have reputed advisors from the Insurance Industry wherein their expertise are being utilized for Risk Reduction and Risk Mitigation.

Our risk management panel helps to:

  • Study the existing insurance portfolio.

  • Device the risk management plan. 

  • Advice on risk reduction and risk transfer.

  • Ascertain appetite for self insurance and retention.

  • Formulate Claims Reduction and Loss mitigation procedures.

Considering all the above aspects, we design a total coverage at the minimum possible cost.

Claims Management:

The department provides direction and support to clients in preparing documentation on claims and forwarding it to the Insurance Companies for processing. Our services includes:

  • Firstly, report the loss to the Insurance Company in-consultation with the Client.

  • Assisting the clients in preparing documentation for claims preparing.

  • Co-ordinate with the Insurance company until the claims are settled.

Other services include:

  • On-site staffing

  • Outsource Claims Surveyors

  • Provide Legal assistance

  • Conduct Risk Management Trainings

 


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